Insurance Benefits
Choosing what insurance benefits to offer can be perplexing, confusing, frustrating, challenging, and a source of ongoing aggravation and concern to employers.
- Beyond health insurance what else should we offer?
- And what else can we afford?
- Should we the employer pay for everything?
- Or should we simply make these benefits available to employees and let them bear the full cost?
- Or should we share cost?
- Should we pay for the employee only and let them pay for their families?
- What’s the minimum we have to do to be compliant?
- What’s the maximum we can afford to do?
- What will our employees want, like and appreciate?
- What will help us attract and retain the employees we want?
- Are there any other benefits to us as employer besides the obvious recruiting and retention of employees?
- Are there any programs that can help pay for these benefits?
- Are there any tax consequences?
- Ultimately, will these benefit plans of insurance in some way contribute to the livelihood, satisfaction, happiness and well-being of our employees?
- Can some of our “uninsurable” employees be covered?
- Will these insurance options in any way impact productivity?
- What about cash flow?
We have the know how to help evaluate insurance options and make informed decisions.
“I have found Steve to be very easy to work with, thorough and always prepared. His knowledge of the insurance industry has been very valuable; he takes the stress out. “